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Report unauthorized charges. If you see charges on your payments profile or credit or debit card statement that you don’t think you made, try the following before contacting Google. Check that the…
ATM and Debit Cards. With ATM or debit cards, you must act quickly in order to avoid full liability for unauthorized charges when your card is lost or stolen. Under the federal Electronic Fund Transfer Act, your liability is $0 if you report the loss or theft of the card immediately and before any unauthorized charges are made.
Unauthorized credit card charges include any type of charge to your account for which you didn’t give permission. 1 Often, unauthorized charges resulting from credit card theft —either from a stolen credit card or a compromised card number. Sometimes, unauthorized charges result from clerical error or a computer glitch.
In response to consumer complaints about the possibility of unlimited liability, some card issuers cap the liability on debit cards at $50. And some banks don't charge anything if unauthorized withdrawals appear on your statement. Also, some states have capped the liability for unauthorized withdrawals on an ATM or debit card at $50.
Send your letter so that it reaches the creditor within 60 days after the first bill showing the unauthorized charge. (12 C.F.R. § 1026.13). With ATM or debit cards, you must act quickly in order to avoid full liability for unauthorized charges when your card is lost or stolen.
What happens if my debit card is lost or stolen?
With ATM or debit cards, you must act quickly in order to avoid full liability for unauthorized charges when your card is lost or stolen. Under the federal Electronic Fund Transfer Act, your liability is: $0 if you report the loss or theft of the card immediately and the card has not been used.
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